Course Details

Prudent lending is detrimental to the banking business. The primary focus of financial institution during lending is to evaluate the cash flow cycle of the customer to identify its liquidity position. Working capital cycle and liquidity ratios are the prime matter of interest for lending.

This workshop will help the participants in the development of the core skill of structuring a credit facility based on customer cash and working capital cycle in order to ensure a prompt and on-time recovery.

Key Deliverables

• Learn why an understanding of customer business processes is important
• Understand how customer business activities are mapped
• Get acquaintance of cash flow based lending techniques and its importance
• Apply three steps to ensure your credit product match with customer need
• Take insight of customer working capital strategies 
• Enhance your skills to identify customer cash surplus and deficit periods
• Master understanding of early warning signals
• Identify necessary document required for adequate securitization of finance
• Evaluate synchronization between customer cash flow cycle and credit cycle
• Command your decision-making skills for recoveries and litigation decisions

Who Should Attend:

b. Director Finance c. Chief Accountant d. Finance Managers e. Planning Managers f. Accounting Dept. Staff g. Internal Auditors h. Procurement Dept. Staff i. Corporate Relationship Managers j. Non-Finance Managers