Course Details

Lending is susceptible to default. Majority of lending requirements arise when business organization face financial crunch and less when they embrace growth. Growth itself brings prosperity and role of financial institutions are complementary in fostering the speed of growth.

The workshop will provide an insight on the causes and signals of deterioration of credit in banks. With real-life case study based learning the participants will understand the yellow sign language, an interpretation of events which may lead to a default and how the risks can be mitigated through a proactive approach.

Key Deliverables

1. Learn basics of prudent lending 2. Understand customer cash life cycle 3. Get acquaintance of customer business weakness and grave areas 4. Apply tested techniques to activity receipt of early warning signals 5. Take insight of risk mapping process 6. Enhance your skills to gather customer updates from secondary sources 7. Master risk response strategies 8. Identify risk mitigation techniques with a proactive approach 9. Evaluate Financial performance of customer and any pitfall thereof 10. Command PPRS approach

Who Should Attend

- Credit Risk Managers - Bank's Compliance staff - Treasury managers - Relationship managers - Internal Auditors - Regulators - Financial Analysts - Non-Finance Managers